In this episode of Wine and Dime I chat with Ryan Frailich of Deliberate Finances. Ryan’s life has been a journey… going from a teacher to a financial planner specializing in young couples and educators. This episode was also a journey, as we explore what lead Ryan to helping teachers. This was a great conversation that I’m sure you will enjoy!
Facebook - @DeliberateFinances
Twitter - @RFrailich
Before becoming a fee-only financial planner, I worked as a teacher and then as a school administrator overseeing HR, including recruiting and hiring teachers. Working in HR revealed a lot about the financial lives of employees, and that’s where the lightbulb went off:
Too many people feel overwhelmed with their finances, always wondering if they're making mistakes. And too many people who want help are taken advantage of or shut out by our financial institutions.
I changed careers, earned a certificate in financial planning from L.S.U., became a CFP® professional, and started Deliberate Finances.
When not working, I’m exploring New Orleans with my wife & young son, running or biking around the city, or watching way too many hours of tragic Minnesota sports teams.
Ancient buffalo carved paths through the wilderness that led American pioneers and explorers to new frontiers. One such trail led to the banks of the Kentucky River where Buffalo Trace Distillery has been making bourbon whiskey the same way for more than 200 years. In tribute to the mighty buffalo and the rugged, independent spirit of the pioneers who followed them, we created our signature Buffalo Trace Kentucky Straight Bourbon Whiskey.
This deep amber whiskey has a complex aroma of vanilla, mint and molasses. Pleasantly sweet to the taste with notes of brown sugar and spice that give way to oak, toffee, dark fruit and anise. This whiskey finishes long and smooth with serious depth.