Investing 102
Welcome to this edition of Wine and Dime with Amy Irvine. Once again, this month, we are talking about investment terminology. That's the journey that we're taking to help keep you up to speed on investments strategies that may contribute to your financial plan. So pop open a bottle of your favorite beverage and enjoy the show.
And don't forget to like, rate, subscribe and share!
Goldfinch Dry Riesling
NY - Seneca Lake
The lush Dry Riesling is the perfect wine with spicy Asian or Latin dishes or by itself.
Alcohol 12.00%
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Investing 101
Welcome to this edition of Wine and Dime with Amy Irvine. Today, we're not actually having a guest speaker, but we are discussing a topic that has been brought up by some of the listeners. And that is, "what's the difference between active and passive income?"
But before we get into that, we're going to talk about the topic of the month, which is investment.
This month, we're going to dive pretty deeply into, various topics around investing for now, and for lack of a better term, your future. This is the area that people think that financial planning is actually made or not made and in our opinion, investments are a tool that help you reach your goals.
So sit on back, pop open your favorite beverage and enjoy the show.
And don't forget to like, rate, and subscribe!
2020 Lemberger
Dry Rosé
Aromas of red raspberry and vanilla bean. A plush palate gives way to a bright, lively finish.
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Amy and Kate Jam about the Stimulus
In this episode I welcome back a person who actually likes taxes more that me, Kate Welker! As the title suggests we will be discussing the latest stimulus bill and many of the nuances that are in it. You do not want to miss this!
2020 Lemberger
Dry Rosé
Aromas of red raspberry and vanilla bean. A plush palate gives way to a bright, lively finish.
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Tax Strategies by Goals
Welcome back to another Wine and Dime podcast. This week we will continue to talk about taxes. More specifically, as the title suggests, tax strategies by goal. This is a discussion that is about using taxes to pay for some of the goals that you are setting for yourselves. We do have an attachment in the show notes that can help you navigate some of the things that I discuss in this episode. So pop open a bottle of your favorite beverage and enjoy these tax strategies!
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Get The Port Out - It's Tax Time
Hey Wine and Dime Listeners! It's tax time, and maybe, like me, it's time to go pour a Port and sip away while we work through all this. I know this isn't the greatest topic for some, but, I've come prepared with some jokes to help lighten the mood. Now we all know there are two certainties in life, death and taxes, and we would love to avoid them both! But if we have to pay taxes, we don't want to pay a penny more than we have to, and that is the gist of what we'll be talking about in this episode! So grab your favorite beverage and enjoy the show. And while you're here, don't forget to Rate, Like, Subscribe, and Share!
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Financial Lessons We Can Learn by Watching Movies with Steve Juetten
Welcome back to another episode of Wine and Dime! In this episode I chat with Steve Juetten. And if you recognize the last name, it’s because I’ve had his wife Nancy on a few times. Steve is a fellow financial planner who likes to use life experiences to relate to financial planning. Just like Amy can bring anything back to a vineyard, Steve can bring financial lessons from movies, TV shows and pop culture. This was a very fun episode and I think you will learn a lot!
Steve Juetten
Juetten Financial Planning
If you’re looking for someone to help you take care of your money matters so you can do more of what you love, perhaps I’m that person.
“Trust” is a big deal with my clients. Trust is made up of two parts — competence and character and that’s how I earn my clients’ trust. By being competent at what I do (I hold CFP® designation and it’s the highest designation in our profession and the hardest to earn) and by acting in good character by always keeping your interests and needs first. In legal terms, I act as a “fiduciary” — meaning I’m legally bound to put your interests first. Not all financial advisers are willing to do that, but I am.
Since 2002, individuals and couples have been coming to me to help them make sound financial decisions so they can do more of what they love. My business is founded on the belief that good financial planning does not have to be confusing, complex or scary. I came to this belief after consulting for more than 25 years with large corporations and their employees to help them understand and use their employer benefits.
My passion for financial planning and investing took root while I was still in high school. I have always enjoyed organizing financial data and learning about financial markets. Now I apply those passions to help my clients identify and make their financial dreams come true.
I am a photographer, movie buff, exerciser, reader and life-long learner with a wall of “how-to” books about a wide range of subjects. Married to Nancy since 1987, we welcomed our son Kyle to the family in 1997. Champion, our vibrant and energetic cockapoo, joined us in 2011. Together, we enjoy today, save for tomorrow, and express gratitude for the good fortune we have to do work we love that serves others in ways that make a lasting difference in their lives.
The best way to get in touch with Steve is either to call him at 425-829-5953 or send him an email at steve@finpath.com. His company website is www. finpath.com.
LA MARCA PROSECCO D.O.C.
La Marca Prosecco elevates the everyday with a crisp, refreshing style and a delicate, floral palate. Made from the expressive Glera grape — found in the hillside vineyards of Italy’s Prosecco capital, Treviso — La Marca Prosecco is an elegant, luxurious sparkling wine that pairs beautifully with a variety of foods.
Our delicate La Marca Prosecco has a pale, golden straw color and sparkles with lively effervescence. Opening with aromas of fresh-picked citrus and honeysuckle blossoms, the crisp, clean palate brings fruity flavors of green apple, juicy peach and ripe lemon, framed by hints of minerality. The finish is light and refreshing with a tantalizing hint of sweetness.
100 Degrees of Stephanie Skryzowski
Welcome to this edition of Wine and Dime with Amy Irvine. Have you considered starting your own business? Are you a business owner who would like to go to the next level and need someone to help you with financial projections, financial forecasting, and to serve as a CFO? You MUST to listen to this podcast!
100 Degrees Consulting is an outstanding women-owned company. And when you listen to Stephanie Skryzowski's story, there is no doubt that she has made some incredible decisions in her life that allow her the flexibility to be a mom, a business owner, and to make good money.
So sit back, grab your favorite beverage and sip away! We hope you enjoy the show.
100 Degrees Consulting
100 Degrees Consulting helps purpose-driven leaders of small businesses and nonprofits better understand, use, and communicate their numbers to grow their impact and their income through CFO and bookkeeping services.
We’re the business partner you’ve been waiting for, working alongside you as a member of the team and overseeing the accounting to give you the strategic insight you’ve been missing.
We empower you to grow and scale through budget development, cash flow forecasting, revenue and expense projections, financial reporting, accounting and bookkeeping, and leadership coaching.
2019 THE PRISONER
Red Blend
The Prisoner Red Blend was inspired by the wines first made by the Italian immigrants who originally settled in Napa Valley. The Prisoner is now the most recognized Napa Valley red blend, leading the resurgence of interesting blends by incorporating Zinfandel with the unlikely mix of Cabernet Sauvignon, Petite Sirah, Syrah, and Charbono.
Winemaker Notes
Features enticing aromas of Bing cherry, dark chocolate, clove, and roasted fig. Persistent flavors of ripe raspberry, boysenberry, pomegranate, and vanilla linger harmoniously, for a smooth and luscious finish.
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
The ABC's of Asset Types
Welcome back Wine and Dime listeners. I'm sure you guessed it already, but this episode is all about assets. While we’ve been talking about “Upping Your Assets”, you’ve heard an alphabet soup of investment account names and related terms. You may have asked yourself …
• What’s the difference between taxable, tax-free and tax-deferred accounts?
• What are 401k’s, 403b’s, and IRA’s?
• And, do I want to know what’s behind the Backdoor Roth IRA?
Listen to Amy Irvine, founder, CEO and financial planner of Rooted Planning Group, on this week’s podcast as she defines the types of assets you may (or should) have in your portfolio. This is also a good time of year to be thinking about tax implications for some of your assets and Amy points out a few things to consider. A handy guide, ABC’s of Asset Types, will help you as you follow along with this week’s podcast. You may access and download the guide via the link below.
While she’s breaking this all down for you, she just might be sipping on one of her favorites—a red blend from Lake Keuka.
We hope you learned something new in this episode and can use the information while assessing your financial situations in the future. If you know anyone who could use the review of assets provided in this episode, please do share!
Thank you for listening and look forward to seeing you back in the next episode!!
Lake Kueka Red Blend
This craft-vinted blend of vinifera grape varieties exhibits flavors of ripe flavors of raspberry and plum; accented by hints of spice and soft tannins on the finish.
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Up Your Assets with Amy Irvine
This week on Wine and Dime, join Amy Irvine as she talks about how you can “Up Your Assets” by employing key tactics to better understand your financial health. In January, the focus was on organizing and creating a spending plan. This month go beyond the spending plan to create your Yearly Action Plan. Amy walks you through the steps of goal setting, determining roadblocks and allotting time to regularly work on your finances—it’s not as much time as you may think! She provides methods of monitoring and checking progress of your goals and celebrating those financial successes. Worksheets to set up your plan are provided. And finally, Amy shares her revelation on boxed wine! You don’t want to miss any of it!
And as always, if you enjoyed this episode, be sure to rate, subscribe and share with others!
Thank you for being a loyal listener!
Bota Box
Malbec
TASTING NOTES
Bota Box Malbec is easy drinking, with a big, jammy fruit profile. Ripe blueberry and blackberry notes lead to a soft, luscious fruit palate, with hints of blueberry pie, cedar, and spice notes on the finish.
PAIRS WITH
Great for backyard barbecues, game nights, and pizza parties. Pour it at the table with skirt steaks, loaded burritos, or spicy grilled sausages.
WINE DETAILS Alcohol: 13.5%
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Special Note: For those who don’t know, my Brother edits all the podcasts and submits them to website, writes the majority of the show notes and puts out the social media posts for the episodes.
His 13 year old son, and my nephew, has taken an interest in the editing process, so this weeks episode was guest edited by my nephew Conner! Keep up the great work kiddo!
Prepay College Tuition with a Private College 529 Plan
Welcome to another episode of Wine and Dime. In this episode we welcome to the show Jonathan Sparling! The topic this week is how to utilize Private College 529 Plans to actually Prepay for your college tuition and lock in a cost regardless of tuition increases that may occur! We talk about Jonathan’s journey from a financial aid office to his current roll with Private College 529, and how the experiences have made him an expert on helping students and parents figure out the right college planning solution for them. This is a very informative episode that I’m sure you will enjoy. So pop open a bottle of Layer Cake Malbec, sit back, and enjoy the show!
And as always, if you enjoyed this episode, be sure to rate, subscribe and share with others!
Thank you!
Private College 529 Plans
Private College 529 Plan Takes the Worry Out of College Saving
Paying for college is the third largest investment most families make. Like buying a home or saving for retirement, most families pay for college over time. They can pay for higher education by planning and saving in advance, or borrowing later. Planning for college gives families more control and students more choices. Click the boxes to below to learn how Private College 529 Plan may help you relieve anxiety over rising college costs and reduce or avoid debt!
Layer Cake MALBEC
WINEMAKER NOTES
We allow Layer Cake Malbec to ripen thoroughly on the vine. We tend to harvest four to six weeks after all other neighboring vineyards; a crucial element to the wine’s quality. Each cluster, once harvested by hand, is then destemmed and sorted – also by hand. Born at the base of the Andes and fed by the purest spring waters.
VINEYARD NOTES
The fruit for Layer Cake Malbec comes from a vineyard that is flanking the Mendoza River in Argentina -a rocky terrain, strikingly similar to that of Chateauneuf du Pape in the Rhône Valley. The once 5-mile-wide Mendoza River is now mostly vineyard, abundant with some of Argentina’s most pristine Malbec vines. A plethora of smooth cobbles on the top bewilders the eye and imagination as to how the vines actually thrive in such a rugged terrain. Silt and gravel make up the subsoil under the larger cobbles. Our vineyard sits at an elevation of about 3,000 feet. The climate is arid, with very low rainfall totals. Warm days are followed by cool evenings as the breezes from the Andes Mountain Range flow down to the Mendoza Valley floor.
TASTING NOTES
Big, brooding, black fruit, then rich earth, truffles and dark cocoa are at the front. The Sea of Stones vineyard is at its core, always evident with the thread of minerality that the deep alluvial cobblestones lend. This wine is elegant in the mouth with fresh-picked blackberries, simmering chocolate sauce on the stove, and somewhere someone’s cooking bacon…so many layers, so little time. Drinking a bottle of this wine will certainly lead to, well, opening another.
WINE FACTS
100% Malbec
100% Mendoza, Argentina
100% French oak, 40% new
13.8% Alcohol
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
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