Pet Insurance
In the final insurance topic of the month, we discuss Pet insurance! Yes, those "fur babies" might need a little planning too. Vet bills can be a costly expense, and planning for those expenses with insurance just might be the answer you are looking for. In this episode of Wine and Dime we discuss just that, along with some other money saving tricks when it comes to your pets! Be sure to curl up with your favorite bottle of wine, and your little fur baby and enjoy the show!
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Best Dog & Puppy Health Insurance Plans | Pet Insurance Review
Compare the best dog insurance plans from top pet insurance providers. See their reviews before choosing a policy to cover your dog's health.
Heron Hill Winery
2018 Eclipse Red
44% Merlot, 31% Cabernet Franc, 25% Cabernet Sauvignon.
A well-balanced red blend with jammy flavors of black cherry and blackberries. Hints of nutmeg and licorice are in the background with soft tannins.
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Other Types of Liability Insurance
In this episode of Wine and Dime, we continue with Septembers topic of insurance. In this episode we cover other types of liability insurance, and do a deep dive on Umbrella Insurance!
What Is Umbrella Insurance?
Umbrella insurance is a type of personal liability insurance that can be indispensable when you find yourself liable for a claim larger than your homeowner's insurance or auto insurance will cover. If you own a boat, umbrella insurance will also pick up where your watercraft's liability insurance leaves off.
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Wine Suggestion of Week
2019 Rooftop Reds Blaufränkisch
Wine Profile
A full bodied red with subtle cherry wood, leather and floral notes on the nose. Soft plum and juicy blueberries on the palate. Delivers a round mouth feel with gentle tannins.
Vineyard Notes
Simmons Vineyard, Keuka Lake, New York
Production Notes
Fermented with the skins on, pressed dry. 1 ton picking bins, pushed down twice daily, vinified 15 months in French oak. 304 cases made
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Homeowners and Renters Insurance
Welcome back Wine and Dime Listeners! This weeks topic is all about Homeowners and Renters insurance.
Homeowners Insurance
A homeowners insurance policy is taken out by the owner of the home. The amount of insurance generally covers both the cost to replace the home in the event of a total loss and the personal property in it, such as furniture, appliances, clothing, jewelry, and dishes. If a home costs $200,000 to rebuild and the items inside the home cost $150,000 to replace, a homeowner who wanted to cover everything would need to insure the property for at least $350,000
Renter’s Insurance
Renter’s insurance is for occupants who do not own the property but want to protect their personal belongings that are in the home or on the property. It is important for renters to note that the property owner’s insurance policy does not cover them and their items in the event that they are damaged or destroyed. Renter’s insurance policies will reimburse a renter for the replacement cost of property that is lost or damaged while on the property. It can also extend to means of transportation, covering items stolen from your car or a bike stolen while you were at work.
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
BULLY HILL - CABERNET FRANC
Aromas of raspberries and plums are the centerpiece, with polished tannins completing the symphony.
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Auto and Other Vehicle Insurances
Welcome back to another episode of Wine and Dime. We continue insurance month here at Wine and Dime, with this weeks topic being all about auto and vehicle insurances. Again, not the most glamorous topic, but oh so important. We cover why it's important to insure all types of vehicles, not just your cars, and even through a tip or two in there to potentially help lower your rates, so be sure to give it a listen!
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
—Click the Button for your free download of the document mentioned in this episode—
This weeks Winery and Wine Selection!
Weis Vineyards
10014 Day Road
Hammondsport, NY 14840
(607) 284-4011
Born in Zell Mosel, Germany, Winemaker Hans Peter Weis traveled to the United States on a quest to pursue his passion and discover the world. However, his travels were cut short when he stumbled upon his home away from home in the Finger Lakes region of New York. Finding the minerality of the soil and climate similar to that of home, he is able to pursue his passion of handcrafting traditional German style wines for all to enjoy.
Zum Wohl!
Dry Rose
You know what they say - Rosé All Day! - and we could not agree more! This is our summer go-to wine for all occasions. Bursting with fresh fruit notes and bright acidity this wine is great to sip in the sun or pair with your favorite summer dishes.
Our favorite pairings:
Grilled seafood, charcuterie boards, and salads
Varietals: Merlot, Cabernet Franc, & Pinot Noir
Sweetness: (Dry) 11 g/L
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Guide to Insurance Basics
Welcome to another episode of Wine and Dime, the podcast where we talk about personal finance and Wine. I this episode we are talking about property and personal insurance. This is a topic that isn't the most glamorous, but it's oh so important! Remember insurance is all about transferring risk and we want to make sure that you thinking about some of the gaps that might be in your insurance policies.
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Disaster Preparedness
In this episode of Wine and Dime we cover Disaster Preparedness. This is a topic that I was thinking a lot about this week, with the flooding in my home town and the Hurricanes that some of my clients were experiencing on the east coast. I cover some things that I went through and some tips that may help during a potential financial burden.
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Shaw Vineyard is a Finger Lakes artisanal winery dedicated to gentle processing, cellar aging, and risk taking. Since 2002, Shaw has stretched the limits of cool-climate winemaking, experimenting with hands-on, old world methods to enhance the expression of some of the world’s most celebrated varietals.
We believe in sustainable viticulture and fine agricultural craftmanship. This is a vineyard-focused winery, owned and operated by a winemaker and grape grower with over 40 years of vinifera experience.
What are orange-style wines?
They are not wines made from oranges.
Instead, they are white wines made like red wine (i.e. skin contact). This is an ancient method of winemaking that is still done in rural areas in Europe, mostly in eastern Europe.
Steve Shaw was one of the first Finger Lakes winemakers to throw caution to the wind and dedicate large, commercially viable lots to the orange wine experiment. The first vintage was 2013, and it was extremely successful with both critics and consumers. The second vintage, in 2014, went even further by allowing skin contact for over an entire year before pressing!
Grapes used thus far in orange wine have been Gewürztraminer, Sauvignon Blanc, and Pinot Grigio. These orange wines will not undergo filtration and are made in a cloudy vin rustique style, enhancing mouth feel and texture.
Orange wines are very approachable but they defy typical expectations. In some respects they can have the bounce of a white wine but the depth of a red, and yet the flavors are difficult to pin down in one easy description. Curious wine enthusiasts have something different to try at Shaw Vineyard.
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Between Generations - The Cost of Silence
In this episode of Wine and Dime Kerrie Beene guest hosts and we bring back a Webinar that Kerrie did. In it she is talking about the dynamics that come into play while dealing with loved ones when getting older. She talks about the barriers and the downfalls of not having a plan and some of things to think about. This a great episode for anyone of any generation.
Winery - Living Roots Winery
Living Roots is an urban winery in the Finger Lakes region of Upstate New York [Colleen’s hometown] and a not-so-urban winery in the Adelaide Hills region of South Australia [Sebastian’s hometown].
Though Living Roots was founded in 2016, our legacy began six generations back with Thomas Hardy, Seb’s great-great-great grandfather. In 1850, at the age of 20, Thomas immigrated to the new British colony, Australia, and jumpstarted 150+ years of family winemaking. Seb grew up in his dad’s vineyards, particularly in the Kuitpo subregion of the Adelaide Hills, got a degree in Viticulture and Oenology in Adelaide, with an exchange in California, and worked vintages all over the world.
On the other side of the world, Colleen grew up in Rochester, New York [spending time around the Finger Lakes region], studied marketing, worked in corporate America, and headed to Adelaide for the 2014 vintage at Hardy’s Tintara Winery when she was ready for a new adventure.
We established Living Roots in 2016, and started splitting our time between South Australia and New York, doing two harvests each year. We source grapes from different vineyards and growers, including from both of our families, and some wines are made year-to-year while others are one-offs. In the Finger Lakes, our focus is on rich whites and sparklings, and in South Australia, it’s vibrant, medium-bodied reds. Each vintage is an opportunity to explore new vineyards and varieties, and our aim is to highlight the terroir and natural strengths of these diverse regions, making wines with wild ferments, minimal inputs and maximum deliciousness.
We opened the Living Roots urban winery and tasting room in Rochester, New York in 2017, bringing our Finger Lakes and South Australian wines to the Upstate New York market first. Now, we’re putting more emphasis on Living Roots’s presence in Australia, expanding distribution and setting up a cellar door with tastings by appointment in Kuitpo where we have our small winery. Stay tuned for what’s next!
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Using Legal Documents to Protect Your Finances
In this month we are talking about all things Estate. We want to talk about the some of the important documents that you may need when dealing with your estate. We love the idea of working with an estate planner and are looking to provide you with the information and education to help you out! Provided is a Summary to keep you on track!
Winery - Living Roots Winery
Living Roots is an urban winery in the Finger Lakes region of Upstate New York [Colleen’s hometown] and a not-so-urban winery in the Adelaide Hills region of South Australia [Sebastian’s hometown].
Though Living Roots was founded in 2016, our legacy began six generations back with Thomas Hardy, Seb’s great-great-great grandfather. In 1850, at the age of 20, Thomas immigrated to the new British colony, Australia, and jumpstarted 150+ years of family winemaking. Seb grew up in his dad’s vineyards, particularly in the Kuitpo subregion of the Adelaide Hills, got a degree in Viticulture and Oenology in Adelaide, with an exchange in California, and worked vintages all over the world.
On the other side of the world, Colleen grew up in Rochester, New York [spending time around the Finger Lakes region], studied marketing, worked in corporate America, and headed to Adelaide for the 2014 vintage at Hardy’s Tintara Winery when she was ready for a new adventure.
We established Living Roots in 2016, and started splitting our time between South Australia and New York, doing two harvests each year. We source grapes from different vineyards and growers, including from both of our families, and some wines are made year-to-year while others are one-offs. In the Finger Lakes, our focus is on rich whites and sparklings, and in South Australia, it’s vibrant, medium-bodied reds. Each vintage is an opportunity to explore new vineyards and varieties, and our aim is to highlight the terroir and natural strengths of these diverse regions, making wines with wild ferments, minimal inputs and maximum deliciousness.
We opened the Living Roots urban winery and tasting room in Rochester, New York in 2017, bringing our Finger Lakes and South Australian wines to the Upstate New York market first. Now, we’re putting more emphasis on Living Roots’s presence in Australia, expanding distribution and setting up a cellar door with tastings by appointment in Kuitpo where we have our small winery. Stay tuned for what’s next!
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Revisiting The Six D’s of Estate Planning with Amy Refeca
August is Estate Planning month for us here at Rooted Planning Group. We couldn’t think of a better time to re-release this episode with Amy Refeca. We think there is a lot of great information here that anyone can use.
In this episode of Wine and Dime, I chat with Amy Refeca. Amy is lawyer specializing in estate planning. In particular, estate planning for women...
Mother. Wife. Christian. Business owner. Attorney. Cardinals Fan. Lover of MLB. Helping Women Protect What They Love With A Will or a Trust.
We share financial stories and of course, talk about our favorite wines, or wine blends as it may be.
One thing that I found very interesting is what Any calls "The Six D's of Estate Planning. And these center around life events that may trigger an Estate Plan, or a need to revisit the Plan.
Death
Divorce/Marriage
Birth Day
Disabled or Illness
Dividend or Income
Distance. If you or someone moves a distance near or far away.
If you’d like to work with Amy Refeca be sure to check out her information below!
Amy Refeca
@atlwillsandtrustslawgroup
@atlwills_trusts
The Wine
Malbec sangria
Sangria is an alcoholic beverage of Spanish origin. A punch, the sangria traditionally consists of red wine and chopped fruit, often with other ingredients such as orange juice or brandy.
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Lets Revisit Talking About Elder Law with Mike Martino
This is a rebroadcast of a previous episode. With August being all about Estate Planning, we felt that it was time to revisit this episode. Mike is a wealth of knowledge and shares so much information that we wouldn't want you to miss. Enjoy!
Thank you for tuning into a very special edition of Wine and Dime. In this episode I talk with Mike Martino. Mike is an attorney and partner at the firm of Rossettie Rosettie & Martino. His practice is primarily a Trusts and Estates practice with special emphasis on the area of law known as Elder Law, including Medicaid Planning, Long Term Care Planning, Asset Protection and related Nursing Home issues. Mike offers his Elder Law clients a variety of strategies including asset protection trusts, annuity planning, promissory notes and other devices to preserve clients’ assets. This was great conversation that everyone can get some great information from.
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Michael J. Martino
Michael J. Martino is a partner in the firm of Rossettie Rosettie & Martino LLP. His practice is primarily a Trusts and Estates practice with special emphasis on the area of law known as Elder Law, including Medicaid Planning, Long Term Care Planning, Asset Protection and related Nursing Home issues. This practice includes the preparation and filing of Medicaid Applications on behalf of clients and direct communications with Departments of Social Services in many counties of New York, including Steuben, Chemung, Schuyler, Tompkins, Allegany, Monroe, Madison and St. Lawrence Counties and others in upstate New York.
Mr. Martino offers his Elder Law clients a variety of strategies including asset protection trusts, annuity planning, promissory notes and other devices to preserve clients’ assets.
Mr. Martino’s Trusts and Estates practice involves all types of estate planning, including Wills, Trusts, Special Needs Trusts, Powers of Attorney, Health Care Proxies along with Estates, Probate and Administration and Guardianship Proceedings.
Mr. Martino was admitted to practice law in New York in 1987. He graduated from Western New England School of Law in 1986 and received his BA from Fordham University, Bronx, New York in 1983.
Mr. Martino is a member of the National Academy of Elder Law Attorneys, the New York Bar Association and the Steuben County Bar Association. For the past 25 years he has given numerous lectures and presentations to many local and statewide senior citizen organizations, service clubs and pre-retirement groups. Mr. Martino resides in Corning, New York with his wife, Ann.
Contact Us
Rossettie Rosettie & Martino LLP
269 West Pulteney Street
Corning, New York 14830
(607) 936-3739
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
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