Services & Fees

Understand our planning services and explore sample costs.

FINANCIAL PLANNING FOR YOUR LIFE

Planning around your life.

We believe “life is about events, supported by your dollars and cents.” Our comprehensive financial planning brings your goals and financial decisions together, with ongoing support as life changes.

The core plan includes life transition planning, an overall plan health review, cash flow analysis and planning, and an investment strategy and asset allocation review. Additional planning services and the complexity of your situation affect the sample fees shown below.

Sample Fee Schedule and Complexity Factors

Explore the calculator to see how additional services and a complexity adjustment can affect a sample planning fee. These are illustrative estimates; the final scope and fee would be confirmed with an advisor in a written agreement.

SAMPLE
⚠️

This is a sample estimate only. Actual fees will not be finalized until an in-person or virtual meeting with one of our financial advisors. Pricing may vary based on your individual situation and needs.

Required Annually — Core Plan

Always Included
✓ The following services are included in your core financial planning engagement.
Life Transition Planning
Included
Overall Plan Health Review
Included
Cash Flow Analysis and Planning
Included
Investment Strategy Planning & Asset Allocation Review
Included
Core plan annual fee
$1,900

Additional Services

Required Phase 1 · Optional Phase 2
Retirement Income Planning
$275
Tax Planning
$375
Home, Auto, Umbrella Risk Analysis
$250
Life and Disability Risk Analysis
$250
Estate Analysis
$300

Complexity Factor

0.50
A complexity adjustment is applied based on the overall scope and intricacy of your financial situation. Your advisor will determine the final factor at your meeting.
0.00 0.50 1.25 2.00
Moderate complexity: adjustment added to subtotal

Estimated Fee Summary

Core Plan (Annual)
$1,900
Subtotal
$1,900
Complexity Adjustment (0.50×)
$950
Financial Planning Total
$2,850
SAMPLE ESTIMATE

Not a final quote — subject to advisor review

Important Notice This estimate is provided for illustrative purposes only and does not constitute a binding agreement or formal fee disclosure. All fees are subject to change and will be confirmed in a written advisory agreement following your initial consultation with a licensed financial advisor.

How complexity affects the estimate

The calculator adds selected services to the $1,900 annual core plan fee, then applies the selected complexity factor to that subtotal. The adjustment is added to the subtotal to produce the sample total.

Sample total = subtotal + (subtotal × complexity factor)
For example, a $1,900 subtotal with a 0.50 complexity factor produces a $950 adjustment and a $2,850 sample total.

The factor reflects the overall scope and intricacy of a financial situation. Your advisor would determine the appropriate factor and final fee after reviewing your needs.

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